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Learn Overview
  • Overview
  • SAFEs
  • Convertible notes
  • Equity rounds
  • Key terms
LearnTerm sheetsKey terms

Key term sheet terms

Quick reference guide to the terms you will see in SAFEs, notes, and equity rounds.

Valuation cap

SAFE/Note

The maximum valuation at which a SAFE or note converts to equity. Protects early investors from excessive dilution if company value increases significantly.

Example: A $5M cap means your SAFE converts as if the company is worth $5M, even if Series A values it at $15M.

Discount

SAFE/Note

A percentage reduction on the Series A price for SAFE/note holders. Rewards early investors for taking more risk.

Example: With 20% discount, if Series A price is $1.00/share, SAFE investors pay $0.80/share.

Pre-money valuation

Equity

Company value before the new investment. Used to calculate how much equity investors receive.

Example: $10M pre-money + $2M investment = investors own 16.7% of the company.

Post-money valuation

Equity

Company value after the investment. Pre-money plus the investment amount.

Example: $10M pre-money + $2M investment = $12M post-money.

Liquidation preference

Equity

Determines who gets paid first and how much in an exit (sale or liquidation). Protects investors from downside.

Example: 1x non-participating: investors get their money back OR their ownership share, whichever is higher.

Participating preference

Red flag

Investors get their money back AND a share of remaining proceeds. Double-dips on returns. Generally unfavorable for founders.

Example: With participating, investors get $2M back first, then also get 20% of remaining exit proceeds.

Anti-dilution

Equity

Protects investors if you raise at a lower valuation (down round). Adjusts their share price retroactively.

Example: Weighted average anti-dilution adjusts investor price based on the size and severity of the down round.

Full ratchet

Red flag

Extreme anti-dilution that reprices all previous shares to the new lower price. Very punitive for founders.

Example: If Series A was at $1/share and Series B is at $0.50, full ratchet reprices all Series A shares to $0.50.

Pro-rata rights

SAFE/Note/Equity

Right to invest in future rounds to maintain ownership percentage. Helps investors avoid dilution.

Example: If you own 10% and have pro-rata, you can invest enough in Series B to keep 10% ownership.

Option pool

Equity

Shares reserved for employee equity grants. Typically 10-20% at Series A. Usually carved out of pre-money.

Example: 15% option pool means 15% of the company is set aside for employee stock options.

Vesting

Equity

Schedule by which founders or employees earn their equity over time. Standard is 4 years with 1-year cliff.

Example: 4-year vesting with 1-year cliff: earn 25% after year 1, then monthly for 3 more years.

MFN (Most Favored Nation)

SAFE

If you issue SAFEs with better terms later, MFN holders can adopt those terms. Protects early investors.

Example: If first SAFE has $6M cap and later SAFE has $5M cap, MFN holder can switch to $5M cap.

Board seat

Equity

Right to sit on company board and vote on major decisions. Lead investors typically get one seat at Series A.

Example: Typical Series A board: 2 founders + 1 investor + 1 independent = 4 seats.

Protective provisions

Equity

Investor rights to approve or veto certain actions (selling company, raising more money, changing charter).

Example: Investors may have veto rights on issuing new shares, taking debt, or selling the company.

Drag-along

Equity

If majority shareholders approve a sale, they can force minority shareholders to sell too.

Example: If 70% of shareholders approve an acquisition, drag-along forces remaining 30% to sell.

Information rights

Equity

Investor right to receive financial statements and company updates. Standard for investors above a threshold.

Example: Investors get quarterly financials and annual audited statements.

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Related guides

Term sheets overviewSAFE agreementsEquity roundsFull glossary
Previous: Equity RoundsBack to Term Sheets
Terms
  • Valuation cap
  • Discount
  • Pre-money valuation
  • Post-money valuation
  • Liquidation preference
  • Participating preference
  • Anti-dilution
  • Full ratchet
  • Pro-rata rights
  • Option pool
  • Vesting
  • MFN (Most Favored Nation)
  • + more below