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GLOSSARY

Payback period

Payback period is the number of months it takes to recover the cost of acquiring a customer (CAC) through the gross profit that customer generates. It measures how quickly acquisition spend is recycled back into the business. Shorter payback periods mean faster cash recovery and the ability to reinvest in growth sooner.

Why it matters

Shorter payback recycles cash into growth faster. Many early-stage VCs prefer < 12 months for SMB SaaS.

Benchmarks

SMB < 12–15 months; Mid-market 12–18; Enterprise 18–24; usage-based varies by cohort.

Worked example

CAC $600; ARPU $60; GM 80% → Payback = 600 / (60×0.8) = 12.5 months.

Common pitfalls

Using revenue instead of gross profit; mixing paid vs blended CAC; not cohorting.

How to show in your deck

Financials slide: show payback in months next to CAC and LTV/CAC.

Formulas

Gross margin payback (months)
CAC / (ARPU x Gross margin)

If pricing is usage-based, use average gross profit per month from the target cohort.

Frequently asked questions

Related terms

CACGross margin

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GDR (Gross Dollar Retention)LTV:CAC ratio